Beliefs and Starting

It’s “interesting” how some people just don’t understand how mortgage rates work. There’s a train of thought that says: “as the Fed lowers interest rates mortgage rates will come down.” That’s just not so. The Fed only controls the Fed Funds Rate, which does impact floating rate instruments, like, say, credit cards and high-yield savings…

The genesis of this post was wanting to sketch where I keep my “Cash & Equivalents.” Meaning: the money I want to keep as safe as possible, while earning the best yield, that I will need in two years or less. Before I get to the nitty-gritty on that, I want to begin by laying…

Do not spoil what you have by desiring what you have not; remember that what you now have was once among the things you only hoped for. – Epicurus I would tweak the above and say: instead of craving what you don’t have, set goals based on your best guess of what else you might want…

You must form a clear and definite mental picture of what you want; you cannot transmit an idea unless you have it yourself. – Wallace Wattles If you want to be persuasive and effective, in any field or endeavor, you must be prepared. So many people are afraid of public speaking and the reason why…

An “oldie” but a goodie… I am such a fan of the idea of living while you’re alive. Enjoy.

I’m going to let you in on a bit of a secret. You have to promise not to tell the ICF that I told you this or I could get in really big trouble. Deal? Coaching works for three reasons (and they don’t all jibe with what the ICF says on their web-site): One, because…