There’s this thing so powerful. It is the foundation of all achievement and accomplishment. Understood and applied, it will lead to a wonderful life of learning, growth and healing. Ignored, it will leave you bored, listless, unfulfilled and miles from ever reaching your potential. Howcani. Howcani will change your life, IF you learn how to…
The genesis of this post was wanting to sketch where I keep my “Cash & Equivalents.” Meaning: the money I want to keep as safe as possible, while earning the best yield, that I will need in two years or less. Before I get to the nitty-gritty on that, I want to begin by laying…
Everyone wants to be able to retire with financial security and peace-of-mind. Most people think they need a financial advisor to do so. In this (what turned out to be a long) post I will lay out the basic formula for retiring with enough, and how some types of financial advisors could leave us with…
So. Here I am, in the final month of the first quarter of 2024, wondering what to do with my (“un-invested”) retirement savings. (In a nutshell: believing the markets to be over-valued in 2020, I got out and went to cash… ) The S&P 500 and NASDAQ are at all-time highs, recession is (supposedly) nowhere…
* Or, how our approach to risk changes as our lives change. A good friend of mine is an avid golfer. He’s also a father, a partner, a son, a brother, a (very successful) salesperson and a mayor (at a certain Starbucks, at least). I’m writing this for him, in particular, but also for anyone…
A good buddy of mine recently asked me how he might invest a nice chunk of money he recently got (a work bonus). Given that I’ve been wanting to start blogging again, I figured I’d gather my thoughts in a blog post, so others might [possibly] benefit. SAVING VS. INVESTING First, there’s the difference between…
Are you someone who wants to make sure you have enough money when you retire? And, wants to keep as much as possible of what you save in your retirement account? Have you considered using a “financial advisor” to manage your money? Let’s go through a couple scenarios and see what a “financial advisor” would…