What Are You Doing?

Everyone wants to be able to retire with financial security and peace-of-mind. Most people think they need a financial advisor to do so. In this (what turned out to be a long) post I will lay out the basic formula for retiring with enough, and how some types of financial advisors could leave us with…

There’s a difference between cognitive knowledge (facts, ideas, etc., in your brain) and physical knowledge (being able to perform certain actions to achieve a result). And both are important. To know something cognitively is to study it in-depth: to read books from experts, consult with people who have experience and understand the component parts of…

Fear comes from the future, and discouragement comes from the past. Both obsessions are linear mistakes. – Steve Chandler The mistake we make with time is that we think it’s a linear progression, with a now and two “thens” (past and future) and all the points in-between. It’s not that. It’s just not. There is…

The average person puts only 25% of his energy into his work.  The world takes off its hat to those who put in more than 50% of their capacity, and stands on its head for those few and far between souls who devote 100%. – Andrew Carnegie Implicit in Carnegie’s words is that to be…

If being hard on yourself was going to work, it would have worked by now. – Jamie Smart This reminds of something I’ve heard: if you talked to other people the way you (sometimes) talk to your self, you’d have no friends. Sometimes people think that if they’re easy on themselves they won’t accomplish anything. That…

Service to others is the rent you pay for your room here on earth. – Muhammad Ali Is your account over-drawn, or past-due?