The Security Is Opportunity

Many people are not living the lives they really want (myself* included). One of the reasons people don’t is because they think they should be able to just do it, but they know they aren’t ready. This creates a short little “despair loop” which takes the person out of possibility and back to “reality.” The truth…

I am not a product of my circumstances. I am a product of my decisions.* – Stephen Covey Sure, circumstances have an influence on what happens. But such pales in comparison to the impact of your actions. ***** And, not to second-guess Covey’s choice-of-words, while decisions are important, but you must act on those decisions. Ever hear…

Do what you can, with what you have, where you are. – Theodore Roosevelt The best, and often hardest, thing to do is just to start: where you are; with what you have; now. Your choice is to do your best now or what until things are “just right” or “perfect.” They will never be…

Everyone wants to be able to retire with financial security and peace-of-mind. Most people think they need a financial advisor to do so. In this (what turned out to be a long) post I will lay out the basic formula for retiring with enough, and how some types of financial advisors could leave us with…

Vision without action is a daydream. Action without vision is a nightmare. – Japanese Proverb You have a wonderful dream. A magnificent vision of the future. A future filled with joy, service and fulfillment. We all do. Without action however it is meaningless. You must act. You must take steps, both small and large – all the time….

“Everything in the world we want to do or get done, we must do with and through people.” – Earl Nightingale I written about this before and it’s no less true now. Despite my sometimes best-efforts to deny this truth, I know we are all connected. What we create is simultaneously completely our own and…