Dream Bigger, Act Tinier

While no classification system is perfect, or complete, they can be helpful to make distinctions. While reading an eBook the other day I came across one that characterized people as either: Spectators, Losers or Winners. I recoiled a bit at the particular word choice and thought I could improve upon it. With that in mind,…

“Your greatest asset is your earning ability. Your greatest resource is your time.” – Brian Tracy Having just finished listening to a Brian Tracy audio program in the car (The Ultimate Goals Program), I wanted to start the week with a Brian Tracy quote. (The program is an excellent overview on what to do to be…

To thrive in life you need three bones. A wishbone. A backbone. And a funny bone. – Reba McEntire I love this one. You need to dream because without dreams life is small and sad. You need a backbone because you’ll have to work hard, and sometimes need to stand up for yourself. And of…

We’ve all heard about Aladdin’s Lamp . . . you know, you rub the lamp and out comes a Genie who grants you three wishes. I want to tell you about a similar lamp, but it’s Al’s. Yes, you still rub it, and a genie does come out, but 1) he’s dressed a bit more…

Laws control the lesser man . . . . Right conduct controls the greater one. – Mark Twain Someone with a strong character needs no external guide or precepts to determine behavior. Where do you look for guidance? Do you consult “laws” to see what’s acceptable? Or do you consult your ethics to see what’s…

It’s “interesting” how some people just don’t understand how mortgage rates work. There’s a train of thought that says: “as the Fed lowers interest rates mortgage rates will come down.” That’s just not so. The Fed only controls the Fed Funds Rate, which does impact floating rate instruments, like, say, credit cards and high-yield savings…