It’s “interesting” how some people just don’t understand how mortgage rates work. There’s a train of thought that says: “as the Fed lowers interest rates mortgage rates will come down.” That’s just not so. The Fed only controls the Fed Funds Rate, which does impact floating rate instruments, like, say, credit cards and high-yield savings…
“The beginning is the most important part of the work.” – Plato Because without the beginning, there’s nothing. (And the beginning often sets the stage for the rest of the task/project/journey.) When in doubt, begin.
“Things turn out best for the people who make the best of the way things turn out.” – John Wooden I’ve heard that you get what you expect. It’s true. Why? Because we decide what everything means. And these decisions determine what we do and don’t do, consciously or otherwise, all the time. If we…
Above all, watch with glittering eyes the whole world around you, because the greatest secrets are always hidden in the most unlikely places. Those who don’t believe in magic will never find it. – Roald Dahl You must believe, first. And, to the extent you believe, you will have energy, purpose and staying power. But…
One way to get centered in the locus of true power is to say, when a problem arises, “If there’s a problem, I’m the problem.” Now you can do something about it! Because if you’re the problem, you’re the solution. This is not about self-blame and guilt. It’s about always becoming the solution. – Steve…