Do. The. Work.

Everyone wants to be able to retire with financial security and peace-of-mind. Most people think they need a financial advisor to do so. In this (what turned out to be a long) post I will lay out the basic formula for retiring with enough, and how some types of financial advisors could leave us with…

A healthy attitude is contagious but don’t wait to catch it from others. Be a carrier. – Tom Stoppard The great thing about stepping up and creating a great attitude within yourself, about modeling behavior, is that it confers (at least) two benefits: one you get to feel better and be more effective when you focus…

Little minds are tamed and subdued by misfortune; but great minds rise above them. – Washington Irving Every moment we have a choice: to learn and grow or to resist and decay. We can be passive and at the mercy of circumstance or we can be active and create our lives. It all starts in…

In the realm of ideas everything depends on enthusiasm… in the real world all rests on perseverance. – Goethe When you’re dreaming, musing, formulating the future, choosing from amazing possibility . . . be enthusiastic. Let your imagination run wild. Many have said there is nothing you can conceive that you can’t achieve. It’s true….

Progress is impossible without change, and those who cannot change their minds cannot change anything. – George Bernard Shaw What you believe is so important to what you can, and actually will, do. And what you actually do (truly) creates your life. *  *  * I find it curious that people seem to think that…

“It takes a great man to be a good listener.” – Calvin Coolidge Everyone wants to talk, to speak, to share and communicate – to be heard. To be heard is to be significant and everyone needs significance. (They don’t want it, or think it would be nice to have… they need it.) To truly listen,…