Are We Enough?

Be kind whenever possible. It is always possible. – Dalai Lama (Tenzin Gyatso, the 14th Dalai Lama) I could go in all sorts of directions with this one, but I want to focus on one that doesn’t occur to so many people. Be kind to yourself. Always. That doesn’t mean you rationalize or tell yourself…

When you’re going somewhere you’ve never been to, what do you do? Do you just wing it? Do you just start driving and figure it’ll all work out? Of course not, but that’s what so many people do with their lives. Sure, they might have a vague plan, likely a mash-up of family and social…

Are you someone who wants to make sure you have enough money when you retire? And, wants to keep as much as possible of what you save in your retirement account? Have you considered using a “financial advisor” to manage your money? Let’s go through a couple scenarios and see what a “financial advisor” would…

Never say anything about yourself you do not want to come true. – Brian Tracy This reminds me of something I’ve heard more than once: if people talked to you the way you sometimes (/often) talk to yourself you’d punch them in the face. And it’s true. Our self-talk sometimes (/often) sucks. And it matters….

It’s “interesting” how some people just don’t understand how mortgage rates work. There’s a train of thought that says: “as the Fed lowers interest rates mortgage rates will come down.” That’s just not so. The Fed only controls the Fed Funds Rate, which does impact floating rate instruments, like, say, credit cards and high-yield savings…

“Your imagination is your preview of life’s coming attractions.” – Albert Einstein Whatever you focus on, with emotional intensity, comes into being. Let’s dissect that a bit: “Whatever you focus on,” the thoughts and images you repeatedly create in your mind; “with emotional intensity,” whether you feel or generate positive or negative emotions around something,…